Premises Liability
Premises Liability Frequently Asked Questions
Q.

What is “Premises Liability”?

Q.

When is a property owner responsible for injuries and damages?

Q.

What about my medical expenses?

Q.

What if I have difficulty getting treatment without personal health insurance?

Q.

What happens if a property owner uses deadly force, claiming to defend their property?

Q.

My teenager delivers fast food, using my car. Does my insurance cover me if she has an accident while working?

Q.

Is there another way to pay medical bills if the store or property owner wasn’t at fault?

Q.

What happens after I report injuries to the property owner, or his representative (such as a store manager)?

Q.

Why involve an attorney, particularly if I trust the owner?

 
Contact a Iowa premises liability lawyer representing clients in Oskaloosa, Iowa today to schedule your free initial consultation."
Question

Is there another way to pay medical bills if the store or property owner wasn’t at fault?

Answer

There is a possibility that the business you were injured at carries Med-Pay Coverage. This will pay for medical expenses for injuries on the property, no matter who is actually at fault, no matter who would win in a premises liability case. Many times owners of businesses want to be sure there is a way to keep their customers satisfied in case of injury that is not the business owner’s fault. An example would be if a customer is injured, due to their own error, such as tripping and breaking a bone. Med-Pay would cover the expenses, under the no fault terms of the endorsement up to a certain dollar amount. These amounts differ with various policies.

It should be noted that if you proceed and have a favorable decision in a premises liability case and you have been compensated (or the medical bills were paid) by Med-Pay, these amounts will be deducted from the award from your settlement.

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DISCLAIMER: The information you obtain at our firm web site is not, nor is it intended to be, legal advice. It is recommended that you should consult an attorney for individual advice regarding your own situation.

 
If you would like to schedule a free initial consultation contact an Iowa premises liability attorney, representing clients in Oskaloosa, Iowa at the Drew Law Firm. Give us a call at (888) 290-5339.
Des Moines, Iowa Attorney practicing in Iowa primarily in Workers' Compensation & Personal Injury. Lawyers at the Drew Law Office are dedicated to serve their clients in Iowa, including the cities of Sioux City, Council Bluffs, Des Moines, Fort Dodge, Ames, Cedar Rapids, Iowa City, Davenport, Dubuque, Waterloo, Adel, Marshalltown, Pella, Decorah, Knoxville, Eldora, Johnston, Ankeny, and Burlington , and the communities that make up Woodbury, Pottawattamie, Polk, Webster, Story, Linn, Johnson, Scott, Dubuque, Black Hawk, Dallas, Marshall, Marion, Winneshiek, Madison, Hardin and Des Moines counties.
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